I make my own by sewing fleece to a cotton rich mattress pad. I change my fleece pads daily because I have 16 piggies in one cage. There is no way I could do regular fleece and towels, it would take too long. With my liners, I just shake them off, vacuum and put a new one down. I have 3 2x4 and 2 2x3 liners in my cage, along with a kitchen area, and my cleaning takes about 30 minutes. I would say the bedspreads are way too pricey. I have no sewing skills but it isn't hard at all to cut fleece and run a few straight stitches with the sewing machine. Each liner took me about 20 minutes to make and I can use whatever fleece I want and I can make matching tents, pads, etc.