Here is a website that a member on here helped me find. I called them and it's pretty cheap insurance. I was quoted $9 per month or ~$98.00 a year. How it works is you pay out of pocket and then send in your claim and they reimburse you after about 2 weeks. Once I get my guinea pig, I'm going to invest in this. You may have to pay upfront at first (still need to save for vet bills) but you get it back, like recycling money and I'm all for that.
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